We know that this is a really difficult time for everybody, but especially many of our fantastic coaches who are self employed. We are acutely aware of how critical they are to our sport, and are looking to see how we can help you out. While we look at our own internal options, such as changes to fees and timings, here is a summary of advice that we’ve found from others so far.
Q: All 121 coaching with a junior should have an adult or guardian present. Are they allowed to be present as well?
A: We have raised this question with government who are seeking urgent clarification on what is acceptable. Until we have that, we would not endorse a coach working 1:1 with a young person under the age of 18, even if there is a non- participating parent/guardian in attendance and maintaining the 2m social distancing.
Q: Why am I allowed to coach a player in a park, but not in my/their garden?
A: You can now see one other person from a different household in an open public space. This has to be one-on-one, outdoors in an open public space and obeying strict social distancing. You cannot visit friends and family in their homes, including in private gardens.
Q: Can I coach outdoors and if so what restrictions are there?
The change in the government guidance around outdoor activity means that you can coach in a one-to-one environment if safe to do so in line with the following restrictions:
- You operate in line with all government advice in terms of social distancing, travel, and hygiene at all times.
- Ensure you check what is allowed in the parks and open spaces of your local area as some local authorities may choose to limit what activities they permit.
- You remain two metres away from the player, keeping on the opposite side of the net to your player at all times and adapting how you provide instructions or feedback
- No equipment is shared between you as the coach and the player themselves
- Only you the coach should handle the shuttles. This includes you clearing up the shuttles and ensuring the player only moves shuttles with their racket when required. Different shuttles should be used for different players in line with government guidance.
- You should not enter the players home setting or allow them to enter your home setting. All coaching needs to be conducted in an outdoors public setting
- Should you or a player you have coached start to show symptoms you should follow the government guidance around self-isolation and inform those players who you have coaches.
- A risk assessment prior to coaching each player should be undertaken to evaluate if it is safe and sensible to do so.
For further guidance from the Government please go here
Q: What advice or support is available to help me coach remotely during this period?
A: We are preparing content to support coaches and players – we will start distributing this next week.
Q: My coach licence is about to expire but I cannot coach?
A: We are aware of a small number of coaches whose licence expired at the end of March. We will update on this situation next week
Q: My DBS is about to expire but I cannot coach?
A: We ask all our coaches to renew their DBS checks every 2 ½ years. We suggest that you keep your DBS up to date in order that there are no delays for you to return to coaching activity when it is possible. At the present time there are low numbers of checks being submitted and they are being processed very quickly. More information is available from: www.badmintonengland.co.uk/DBS
Q: Will there be help available to coaches to restart sessions?
A: We are exploring a package of support for clubs, counties, leagues and coaches to help get play restarted. Once finalised, details will be released via the website, social media and direct communications.
If you are self employed, read the section on the Self Employment Income Support Scheme and Sport England Community Emergency Fund
If you are a director of your coaching company, read the section on the Job Retention Scheme
If you fall outside these categories or need immediate help, read the section on other help
Advice on licences, DBS, coaching tips, read the section on coaching advice
Self Employment Income Support Scheme
Under this scheme, self-employed coaches can apply for taxable grants worth up to 80% of the average profits. Grants are capped at £2,500 per month. This will cover the months of March, April and May and grants will start to be paid at the beginning of June. It is possible that the scheme may be extended beyond the initial three months.
To apply you must meet the following criteria:
- Earn more than half of your total income from self-employment. This is based on your 2018/19 tax return and/or the average of your tax returns for 2016/17, 2017/18 and 2018/19.
- Your average annual trading profit must be less than £50,000. This is calculated from your 2018/19 tax return and/or the average of your tax returns for 2016/17, 2017/18 and 2018/19.
- More than half of your income in these periods must come from self-employment.
- You must have filed a tax return for 2018/19.
- You must continue trading in 2020/21 after the shutdown.
The full government rules on the self employed are set out here: https://www.gov.uk/guidance/claim-a-grant-through-the-coronavirus-covid-19-self-employment-income-support-scheme
If you are eligible, you will be contacted directly by HMRC – we do not know when this will happen yet.
If you are a company director and pay yourself a salary or dividends you will not be covered by this scheme. You may be able to get support through the Job Retention Scheme – check below
Job Retention Scheme
Self-employed limited company directors, even if you are the only employee, can furlough the PAYE element of your income, i.e,. get 80% of your salary up to £2,500/month. Dividends are not eligible for consideration under this scheme.
What other help is available?
- You can apply for a 'business interruption loan'. The temporary Coronavirus Business Interruption Loan Scheme is open to self-employed people and offers access to loans, overdrafts, invoice finance and asset finance of up to £5 million for up to six years. The Government could also give you a 'business interruption payment' to cover the first 12 months of interest and fees on the loan. The scheme is now open for applications and is offered by all major banks. https://www.gov.uk/government/publications/guidance-to-employers-and-businesses-about-covid-19/covid-19-support-for-businesses#support-for-businesses-through-the-coronavirus-business-interruption-loan-scheme
- You can defer your income tax payments. If you have income tax payments due in July 2020 under the self-assessment system, you can defer them until January 2021. https://www.gov.uk/government/publications/guidance-to-employers-and-businesses-about-covid-19/covid-19-support-for-businesses#support-for-businesses-through-deferring-vat-and-income-tax-payments
- You can access universal credit in full. The Government has removed the 'minimum income floor' to the universal credit benefit and will be boosting the standard allowance from Monday 6 April – meaning a single person aged over 25 could get a standard monthly allowance of £409.89. Please note this is assessed on household income. https://www.gov.uk/universal-credit
All Government advice supporting businesses can be found at:
A useful source of advice and support that many of you will be familiar with is www.moneysavingexpert.com
The self employed grant will be released in June. How do I survive until then?
Government advice is:
- Take a three month mortgage holiday.
- Get a government sponsored loan from your bank.
- You don’t have to pay VAT for the quarterly payment to 30th June 2020 but you will need to catch up by the end of the tax year (5th April 2021).
And here are some good housekeeping actions to manage your finances:
- Focus on cash flow management.
- Know what your fixed costs are and when you will need to pay them.
- Delay committing to any expenditure that you can.
- Chase all outstanding debts.
- Invoice for all services already delivered and then ensure that these invoices are paid.
- If you are receiving funding, submit any required reports on time to make sure that you receive future instalments on time.
- Talk to your bank manager and see if they will offer you an overdraft facility (even if you don’t need one right now). Some banks have agreed not to charge fees for overdrafts in this period so it is worth checking with your bank.
- If you have loan repayments the lender may be willing to delay the capital repayment.